On December 29, 2022, the massive SECURE 2.0 Act was signed into law. It broadly affects IRAs, SEPs, SIMPLEs, 401(k)s, and all other qualified retirement plans. Clients are already reading and asking about it. Plan documents and administrative practices (sooner than later) must be amended. 

How do we help our clients save money and make money with the new law? Take our new course on SECURE 2.0 and learn how. A sobering look at the new law reveals it will be difficult to limp through tax season without understanding this act. This course will instruct you on how to power through these changes.

Learning Objectives: 

• List the technical corrections to SECURE 2.0 Act


• Recognize exceptions and wrinkles to avoid in §72(t) premature withdrawal penalties


• State changes to defined contribution, §401(k), §403(b), cash value, defined benefit, etc.


• Identify changed amounts of IRA catch-up contributions for the almost retired 


• Recognize the all-new financial incentives for contributing to a retirement plan


• State the starting ages for required minimum distributions (RMDs) 


• Summarize qualified disaster and emergency expense withdrawals


• List the updated plan withdrawal rules


• Recognize the notification of catch-up contributions—It’s mandatory!


• Identify overhauled credit for small employer pension plan startup costs


• Outline the mandatory automatic enrollment provisions in newly established plans


• Name change-ups to the saver’s credit