Planning for retirement starts with thinking about your retirement goals and how long you have to meet them. To have a comfortable, secure—and fun—retirement, you need to build the financial cushion that will fund it all. The critical part of the same is to create a healthy plan to reach there.

Retirement planning includes identifying income sources, estimating expenses, implementing a savings program, and managing assets and risk. Future cash flows are assessed to determine if the retirement income goal will be achieved.

However, retirement planning is a multi-step process, and most cases evolve over time. This webinar takes a long-term approach to the retirement plan that starts with ERISA. It also includes the change in careers over a long period that a professional may take. This is a remarkable value addition that covers a wide range of requirements of the population. The detailed description and included calculations make the webinar more relevant for the simplicity of understanding and comparison.

Learning Objectives:

• Identify requirements of plan fiduciaries and potential liabilities


• Recognize different allocation methods for profit-sharing plans


• Discuss 401(k) safe harbor match versus non-elective contributions


• Identify 1 or 2 person defined benefit/defined contribution combo plans


• Identify cash balance combination plans